The U.S. 30-year fixed-rate mortgage averaged 6.37% as of 9 April 2026, a decline from 6.46% the previous week. The 15-year fixed-rate mortgage also decreased to 5.74%, down from 5.77% a week earlier, according to Freddie Mac.
A year ago, the 30-year FRM averaged 6.62%, while the 15-year FRM stood at 5.82%. According to Freddie Mac Chief Economist Sam Khater, the decrease represents a positive development for prospective homebuyers and could spark a more favorable spring homebuying season compared to the previous year.
