The 15-year fixed rate averages 5.43% as both terms remain below year-ago levels.

Homebuilding

30-year fixed mortgage rate ticks up to 6.00%

30-year fixed mortgage rate ticks up to 6.00%

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The average 30-year fixed-rate mortgage edged up to 6.00% as of March 5, 2026, from 5.98% the prior week and was down from 6.63% a year earlier, according to Freddie Mac.

The average 15-year fixed-rate mortgage is 5.43%, down from 5.44% the prior week and down from 5.79% a year earlier.