U.S. 30-year fixed-rate mortgage averaged 6.30% as of April 30, 2026, up from 6.23% the previous week, according to Freddie Mac. A year ago, the 30-year FRM stood at 6.76%. The increase follows a period of modest declines that had spurred buyer activity.
The 15-year fixed-rate mortgage also rose, averaging 5.64%, compared to 5.58% last week and 5.92% one year ago.
Freddie Mac Chief Economist Sam Khater noted that purchase applications have climbed to more than 20% above the same week last year, driven by modestly lower rates and increased housing inventory.
